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Chama Management System Chama Management System
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For savings groups & SACCOs

Run your chama with confidence

Track members, contributions, loans, savings and welfare in one secure, bilingual platform β€” from any device.

Everything your group needs

A complete toolkit that grows with your chama.

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Member management

Onboard members, track status and provision portal logins.

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Contributions

Record full, partial, advance and bulk contributions with receipts.

🀝

Loans

Applications, approvals, guarantors and automated repayment schedules.

🏦

Savings & shares

Savings products, share capital and welfare funds on one ledger.

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Reports & insights

Statements, financial reports and AI-assisted insights in EN & SW.

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Meetings & tasks

Schedule meetings, record attendance, minutes and action items.

Why groups choose us

Immutable financial ledger

Every shilling is auditable; history can never be silently edited.

Bilingual by design

Full English and Swahili throughout the platform.

Role-based access

Give each officer exactly the permissions they need.

Works on any device

A responsive interface and a member self-service portal.

Built for real groups

100%
Auditable transactions
2
Languages (EN / SW)
24/7
Access from anywhere
0
Spreadsheets required

Get started in minutes

  1. 1

    Create your chama

    Sign up and set up your organisation profile.

  2. 2

    Add members

    Import from Excel or add members one by one.

  3. 3

    Record activity

    Log contributions, loans and savings.

  4. 4

    Grow together

    Share reports and insights with your members.

Loved by treasurers

β€œOur monthly reconciliations went from a full weekend to a few minutes.”
A
Amina K.
Treasurer, Umoja Group
β€œMembers finally trust the numbers because everything is transparent.”
J
Joseph M.
Chairperson, Tumaini SACCO
β€œThe Swahili support means every member can follow along.”
G
Grace W.
Secretary, Faida Chama

Simple, transparent pricing

Start free and upgrade as your group grows.

Monthly Annual

Starter

For small, growing Chamas getting organised.

7-day free trial

  • Member Management
  • Contributions
  • Reports
Most Popular

Professional

Full financial toolkit for active Chamas.

14-day free trial

  • Member Management
  • Contributions
  • Loans
  • Savings
  • Welfare
  • Shares
  • Meetings
  • Task Management
  • Reports
  • Workflow Automation
  • WhatsApp Sharing
  • Communication Center
  • Multiple Administrators
  • Email
Recommended

Enterprise

Unlimited scale with AI insights and analytics.

14-day free trial

  • Member Management
  • Contributions
  • Loans
  • Savings
  • Welfare
  • Shares
  • Meetings
  • Task Management
  • Reports
  • AI Insights
  • AI Assistant
  • Workflow Automation
  • WhatsApp Sharing
  • Communication Center
  • Advanced Analytics
  • Multiple Administrators
  • Document Management
  • Email
  • Blog

Frequently asked questions

Is my data secure?

Yes. Data is tenant-isolated and the financial ledger is immutable and fully auditable.

Can members log in themselves?

Yes. Members get a self-service portal to view their statements and balances.

Do you support Swahili?

The entire platform is available in both English and Swahili.

Can I try it for free?

Yes β€” start a free trial and explore every feature before subscribing.

Ready to modernise your chama?

Join groups managing their finances the smart way.

Start free trial